Ghana MASLOC Ecosystem

Build on Ghana’s payment infrastructure with confidence

A secure, tenant-scoped API ecosystem for identity verification, mobile money, bill payments, and collections — all through one gateway.

Hardened gateway access Per-client scopes & quotas OpenAPI-documented

Available APIs

Four services, one gateway

Integrate with Ghana’s financial infrastructure through these secure, tenant-scoped APIs.

Identity Verification

Verify customers through Ghana Card and other trusted identity sources.

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Mobile Money

Initiate MoMo payments, check transaction status, and reconcile accounts.

View API

Bill Payments

Process utility payments including ECG, GWCL, and other billers.

View API

Collections

Manage loan collections and financial receipts efficiently and securely.

View API

Secure by default

Every API operation route requires client credentials, and the gateway injects scoped JWTs for downstream services. Only versioned OpenAPI documents are public.

Tenant-scoped data

Clients only ever see their own registrations, transactions, and webhooks.

Developer-first

Interactive OpenAPI docs, an onboarding guide, and a self-service console.

Ready to integrate?

Register as a client, grab your credentials, and make your first call in minutes.

Start onboarding